![]() These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. Please contact a Home Equity Specialist at 800.284.6302 for more details. Note, on certain refinance transactions we may lend up to 100% of the total equity in your home. Maximum loan amount for second/vacation homes is $500,000.Ĭertain asset levels are required on line sizes greater than $500,000.For line amounts greater than $100,000, maximum combined loan-to-value ratios are lower and certain restrictions apply. ![]() For lines up to $100,000, we will lend up to 80% of the total equity in your home.Maximum loan amount for primary residences is $1,000,000.For line amounts greater than $500,000, maximum combined loan-to-value ratios are lower and certain restrictions apply.For Texas primary residences, we will lend up to 80% of the total equity in your home and your line of credit amount cannot exceed 80% of the home’s value. For lines of credit up to $500,000, we will lend up to 85% of the total equity in your home for a new HELOC secured by a first or second lien.Our maximum loan amounts and available equity requirements vary by property type.
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